Why You Need an Estate Strategy

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Cory Ryan Burnell Interviews Medicare Insurance Expert Laurel Jolliff

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A recent interview  with Medicare insurance expert Laurel Jolliff about important considerations regarding Medicare insurance coverage and the actions you should take each year to review it.  If you haven't reviewed your Medicare coverage in more than a year, or perhaps have never reviewed it with a professional broker, then you REALLY need to watch this interview.  It's quite likely you may save money or get better coverage, or both, if you do a little shopping with an informed professional. If you'd like to meet or speak with Laurel, she can be reached at 209-786-2021.  We hope you find this information helpful and useful! https://vimeo.com/487854932
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Your Emergency Fund: How Much Is Enough?

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Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, you see smoke coming from under your hood. Bad things happen to the best of us, and sometimes it seems like they come in waves. That’s when an emergency cash fund can come in handy. A 2019 Bankrate survey found that 28% of Americans had no emergency savings. Another 25% of respondents said that the cash they had on hand would last less than three months in a financial crisis. 1 How Much Money? How large should an emergency fund be? There is no “one-size-fits-all” answer. The ideal amount may depend on your financial situation and lifestyle. For example, if you own a home or have dependents, you may be more likely to face financial emergencies. And if a job loss affects your income, you may need emergency funds for months. Coming Up with Cash If saving several months...
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