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Showing posts from October, 2018

Apps That Help Achieve Goals

The gap between setting goals and achieving them can be difficult to bridge. To enhance the chances of achieving personal goals, reminders and motivation are essential; making a New Year’s resolution is simply not enough. A number of apps have been developed in recent years to help you pursue your goals and develop better life habits. To get you started, consider this app: Optimized:   A goal setting and daily tracking app, Optimized can analyze your activities as well as help you set goals and pursue them by charting your daily progress.   Visit site In contrast to the above app, which is a straightforward goal setting and tracking tool, the following apps add a layer of motivation that may be exactly what some individuals need to turn aspirations into reality. StickK:   Using a “commitment contract,” this app attaches incentives and accountability to goal setting, incorporating a user-appointed referee and a social network to encourage success.   Visit site 21Habit:   This

Required Minimum Distribution Reminder

You are required by the Internal Revenue Service (IRS) to take a required minimum distribution (RMS) by April 1 of the year following the calendar year in which you reach age 70 ½ and by December 31 each subsequent year thereafter from your retirement accounts.  The first year following the year you reach age 70 ½ you will generally have two required distribution dates: an April 1 withdrawal (for the year you turn 70 ½), and an additional withdrawal by year end (for the year following the year you turn 70 ½).  To avoid having both of these amounts included in your income for the same year, you can make your first withdrawal by year end of the year you turn 70 ½  instead of waiting until April 1 of the following year.  If you need to make an RMD, please contact your financial advisor to help you request this distribution.   RMDs generally are determined by dividing the prior year-end IRA balance by the life expectancy factor (or distribution period), as defined in IRS tables.  RMDs

Recently Published on Seeking Alpha

https://seekingalpha.com/article/4210962-fs-investment-corporation-initiate-large-share-repurchase

A Primer on Dividends

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When interest rates reach historic lows, some investors in search of income-generating investments turn to dividend-yielding stocks. Dividends are taxable payments made by a company to its shareholders. When a company makes a profit, that money can be put to two uses—it can be reinvested in the business or it can be paid out to the company’s shareholders in the form of a dividend. Some dividends are paid quarterly and others are paid monthly. Dividend Ratios Investors track dividend-yielding stocks by examining a pair of ratios. Dividend per share   measures how much cash an investor is scheduled to receive for each share of dividend-yielding stock. It is calculated by adding up the total dividends paid out over a year (not including special dividends) and dividing by the number of shares of stock that are outstanding. Dividend yield   measures how much cash an investor is scheduled to receive for each dollar invested in a dividend-yielding stock. It is calculated by dividin

Interview with this Year's Candidates for Calaveras County Sheriff

Cory Burnell recently had the opportunity to interview 2018 Candidates for Calaveras County Sheriff.  Check it out at the links below: http://thepinetree.net/new/?p=68056 https://www.youtube.com/watch?v=aVCPUp10j7g

And the Executor Is

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Tip:   Generally,   children under the age of 18 cannot be executors.   Source: Plea.org, May 20, 2016 In her will, American businesswoman Leona Helmsley left $12 million in a trust fund to her dog Trouble. Her four executors were responsible for seeing that her wishes were carried out. In the years after her death, they dealt with challenges from two disinherited grandchildren, oversaw scores of properties and hotels, negotiated settlements with disgruntled former employees, and managed a huge investment portfolio in a falling economy. What did they ask for in return? $100 million split between them.¹ The executor to your will may not be as busy or as well compensated as Ms. Helmsley’s. Still, you’ll want to give thoughtful consideration to this important choice. How do you choose an executor? Can anyone do it? What makes an individual a good choice? Many people choose a spouse, sibling, child, or close friend as executor. In most cases, the job is fairly straightforward. Still