Cory Burnell

A recent interview  with Medicare insurance expert Laurel Jolliff about important considerations regarding Medicare insurance coverage and the actions you should take each year to review it.  If you haven't reviewed your Medicare coverage in more than a year, or perhaps have never reviewed it with a professional broker, then you REALLY need to watch this interview.  It's quite likely you may save money or get better coverage, or both, if you do a little shopping with an informed professional. If you'd like to meet or speak with Laurel, she can be reached at 209-786-2021.  We hope you find this information helpful and useful! https://vimeo.com/487854932

 Cory Burnell recently interviewed U.S. Representative Tom McClintock. http://www.thepinetree.net/index.php?ANN_id=69973&ANN_user_op=view&module=announce https://archive.org/details/HD_Inside_View_Special_Edition_Election_2020_Host_Cory_Burnell_Guest_Tom_McClintock_COVID19_9_1_2020 http://www.calaverasenterprise.com/news/article_3c7f6ace-bee3-11e9-afc4-9f9de3a10370.html

Charles de Gaulle once remarked, “The graveyards are full of indispensable men.” While we know that life goes on regardless of the loss of any “indispensable” person, for a small business, the loss of a key person is not only a human tragedy, it can also represent the potential for significant financial loss. Though business owners cannot protect themselves from the unexpected and sudden loss of a key employee, they may be able to protect themselves from the financial consequences of such a loss through the purchase of what is called “key person insurance.” Who’s Key? There is no legal definition for who a key person is, but he or she is someone whose loss, due to death or disability, would cause a material financial setback to the business. For example, a key person may be a top salesperson whose production would take considerable time to replace. Or perhaps it’s someone who is guaranteeing the business access to needed future capital. Key person insurance is a standard insur...

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, you see smoke coming from under your hood. Bad things happen to the best of us, and sometimes it seems like they come in waves. That’s when an emergency cash fund can come in handy. A 2019 Bankrate survey found that 28% of Americans had no emergency savings. Another 25% of respondents said that the cash they had on hand would last less than three months in a financial crisis. 1 How Much Money? How large should an emergency fund be? There is no “one-size-fits-all” answer. The ideal amount may depend on your financial situation and lifestyle. For example, if you own a home or have dependents, you may be more likely to face financial emergencies. And if a job loss affects your income, you may need emergency funds for months. Coming Up with Cash If saving several months...

Saturday at 12 PM – 3 PM Hello everybody! We are coming together this Saturday, April 25th, at high NOON, 12:00, for a peaceful meetup that includes holding signs, waving flags and showing our community that we support opening businesses safely, and 'life' as we know it, asap. Show up at the intersection of hwy 12 and 26. Bring your creative signs and healthy smiles. Let's do this!

"Significantly higher than expected" traces of coronavirus have been discovered in Massachusetts wastewater according to a new study, suggesting there may be many more people who are going undiagnosed than previously believed. https://www.foxnews.com/science/higher-than-expected-coronavirus-traces-discovered-in-massachusetts-wastewater Dr. Fauci claims COVID-19 is "10 times more lethal" than the flu. He arrives at that number by dividing the 1% mortality rate for COVID by the 0.1% rate for the flu. But once again he is wrong, hasn't gotten a projection or statistic correct once yet but why should a bureaucrat have to actually be correct to remain employed?  The tremendous number of undiagnosed contractions nationwide means the mortality rate for COVID-19 is far less than 1%, and at the rate information is coming out, it will probably end up being little if any higher than the flu.  Although, it does still appear that it's far more contagious, but that will o...

By April 19, 2019, 137million taxpayers had dutifully filed their federal income tax returns. 1  And they all made decisions about deductions and credits – whether they realized it. When you take the time to learn more about how it works, you may be able to put the tax code to work for you. A good place to start is with two important tax concepts: credits and deductions. 2 Credits As tax credits are usually subtracted, dollar for dollar, from the actual tax liability, they potentially have greater leverage in reducing your tax burden than deductions. Tax credits typically have phase-out limits, so consider consulting a legal or tax professional for specific information regarding your individual situation. Here are a few tax credits that you may be eligible for: The Child Tax Credit is a federal tax credit for families with dependent children under age 17. The maximum credit is $2,000 per qualifying child, depending on your income level. 1 The American Opportunity Credit...

In a recent study, 88% of millennials admitted that financial decisions are a source of tension in their relationship with a spouse or partner. This could help explain why some experts say financial problems are the #1 reason marriages fail. 1 Fortunately, couples may be able to head off many of the problems money can cause in a marriage. 10 Tips for Newly Married Couples Communication —Couples should consider talking about their financial goals, memories, and habits because each may come into the marriage with fundamental differences in experiences and outlook that will drive their behaviors. Set Goals —Setting goals establishes a common objective that both become committed to pursuing. Create a Budget —A budget is an exercise for developing a spending and savings plan that is designed to reflect mutually agreed upon priorities. Set the Foundation for Your Financial House —Identify assets and debts. Look to begin reducing debts while building your emergency fund. W...

Burnell Valentine's Day 2020

Cory Burnell takes his children to San Francisco

Cory Burnell with Amanda Folendorf, Joe Oliveira & Melissa Eads Cory Burnell with Guest Congressman Tom McClintock Interview #2 8/8/2019

There is no shortage of analysis for anyone interested in investing. A search for the term “stock market analysis” turned up 585 million results on Google and well over 55 million Yahoo.¹ The majority of stock market analysis can be lumped into three broad groups: fundamental, technical, and sentimental. Here’s a close look at each. Fundamental Analysis The goal of fundamental analysis is to determine whether a company’s future value is accurately reflected in its current stock price. Fundamental analysis attempts to estimate the value of a particular stock based on a variety of factors, such as the current finances of the company and the prevailing economic environment. Fundamental analysis also may include speaking with a company’s management team and assessing how the company’s products are received in the marketplace. When a fundamental review is complete, the analyst may decide the stock is an attractive opportunity because the market has underestimated its future prosp...

In this show Cory asks Scott about affordable housing in Calaveras County and proposed plans for up to 100 new homes on 17 acres in the Angels Camp area the next few years. http://www.thepinetree.net/index.php?ANN_id=66006&ANN_user_op=view&module=announce

The common thread that runs through all small businesses, from professional services to manufacturing, is that a motivated workforce is central to the business’s success. Here are some quick, inexpensive, and potentially effective ways to motivate your employees and improve your employee retention. Weekly “Good News” Emails Too often the business day can be about addressing problems or issues, large and small. We forget to recognize the “wins” and other positive accomplishments. Yet, it is the successes we achieve that inspire us to reach new heights. Encourage Mental Breaks Whether it is making sure employees go out for lunch, take a mid-day walk, or even take a short “power nap,” these breaks away from the grind can re-energize, refresh, and even lead to new ideas. Be Visible As a leader, your troops appreciate your visibility and a human connection to you. Walk around the floor. Write handwritten notes of appreciation. Roll up your sleeves to help meet a deadline....

Gates and Buffet should shut up about higher taxes until they donate their money to the federal government. Nothing prevents them from donating their money to the U.S. Treasury, and yet they haven't. Might that be because private sector charity is far more efficient and effective with the resources? Why are Gates and Buffet still worth billions when they can immediately donate their shares? Until they donate their money to the Treasury, they're hypocrites who should shut up about using force to take from others. https://www.cnbc.com/2020/01/03/bill-gates-americas-tax-system-is-not-fair.html

“This generation got no destination to hold... We are volunteers of America” “ Volunteers ”   by Jefferson Airplane Those of a certain age will recall these Jefferson Airplane lyrics as a call to action, though for a different period and place. Even with the passage of time and through a lifetime of changes, the desire of baby boomers to make an impact on the world has not diminished. Retirement is no longer about the hammock or unending hours of golf. It is a period of rejuvenation, second chances, and renewed growth. For many, this new phase includes contributing their time and talents to an organization in need. Before You Start An important first step is to engage in honest self-assessment. Inventory your skill set and interests. This will help identify what sort of volunteering opportunities are the best match for you. Determine the commitment you are willing to make. Is this something that you want to devote 5-10 hours a week to, or are you willing to commit to m...

McClintock talks immigration, Mueller Report, gun violence with Cory Burnell

https://www.quotes.net/authors/Cory+Burnell

The varied reasons to donate art include a personal affinity for a museum, the desire to create a legacy, and the tax consideration that may come with the donation. The tax rules surrounding the tax deduction of art are complex and confusing.¹ When donating art, donors can generally claim a federal tax deduction of up to 30% of their adjusted gross income each year. If the value of the donation exceeds this 30% limit, the excess can be deducted in subsequent years—up to five years—subject to the 30% limit in each year.² Where It Becomes Complicated The deduction may be based on the appraised value of the donated artwork if the recipient qualifies as a public tax-exempt organization, which is generally defined as an institution that receives at least a third of its financial support from the public. Museums, schools, hospitals, and churches are examples of a public tax-exempt organization. If you are donating art to a private tax-exempt organization, e.g., a private foundatio...