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Cory Ryan Burnell Interviews Medicare Insurance Expert Laurel Jolliff

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A recent interview  with Medicare insurance expert Laurel Jolliff about important considerations regarding Medicare insurance coverage and the actions you should take each year to review it.  If you haven't reviewed your Medicare coverage in more than a year, or perhaps have never reviewed it with a professional broker, then you REALLY need to watch this interview.  It's quite likely you may save money or get better coverage, or both, if you do a little shopping with an informed professional. If you'd like to meet or speak with Laurel, she can be reached at 209-786-2021.  We hope you find this information helpful and useful! https://vimeo.com/487854932
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IRA Withdrawals that Escape the 10% Tax Penalty

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The reason withdrawals from an Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything other than retirement.¹ Yet, policymakers also recognize that life can present more pressing circumstances that require access to these savings. In appreciation of this, the list of withdrawals that may be taken from an IRA without incurring a 10% early withdrawal penalty has grown over the years. Penalty-Free Withdrawals Outlined below are the circumstances under which individuals may withdraw from an IRA prior to age 59½, without a tax penalty. Ordinary income tax, however, generally is due on such distributions. Death   — If you die prior to age 59½, the beneficiary(ies) of your IRA may withdraw the assets without penalty. However, if your beneficiary decides to roll it over into his or her IRA, he or she will forfeit this exception.² Disability   — Disa...
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